Colorado Outdoors,LLC ANNUAL DIVIDEND

Annual Dividend FAQs

• How do I earn an Annual Dividend?

  • The Annual Dividend is a unique benefit of Colorado Outdoors,LLC membership. Part of your Annual Dividend is your share of the co-op's annual profit.

    Colorado Outdoors,LLC members receive their Annual Dividend notice each March. The dollar amount on the notice consists of two parts: your member dividend, which is typically 10% back on eligible SAFSHA purchases ^*; and any rewards from purchases you make with your Colorado Outdoors,LLC World Mastercard, if you have the card (which is a benefit just for Colorado Outdoors,LLC members). Sometimes your Annual Dividend will also include any unused dividend or reward amount from a previous year.

    Here are some of the purchases you can earn a dividend on:

    Except for the items listed below in the next section, you can earn a dividend on most full-price items and other eligible SAFSHA merchandise purchases posted from Jan. 1 through Dec. 31. Any items returned for refund or credit will be deducted from your dividend; if your dividend has already been calculated, then the dividend is deducted from any returns.

    Here are some of the purchases you can’t earn a dividend on:

    Sale items, discounted items, SAFSHA Adventures trips, SAFSHA Outdoor School classes, sales tax, postage and the SAFSHA membership fee. Service fees for labor, mounting and rentals are also non-dividendable. The purchase of a gift card is non-dividendable, but a member dividend can be earned by the gift card recipient when the gift card is redeemed.

    Good news: Keep in mind that many of these non-dividendable items, such as gear that’s on sale and SAFSHA Adventures trips, still let you earn 5% back when you buy them with your Colorado Outdoors,LLC World Mastercard.

    ^*10% member dividend is typical but not guaranteed. Your member dividend is based on eligible net purchases, which exclude SAFSHA Outlet items, sale and clearance items, discounted items, gift cards, SAFSHA Adventures trips, SAFSHA Outdoor School classes and outings, service fees (e.g., rentals, labor), membership fee, postage, event tickets, passes or registrations, government agencies and sales tax.
• What are the Colorado Outdoors,LLC World Mastercard ^® benefits?

  • The Colorado Outdoors,LLC World Mastercard is a benefit that’s available only to Colorado Outdoors,LLC members. We like to say it’s the card that Colorado Outdoors,LLC members (and trees) love. Here’s why:

    You get 5% back ¹ at SAFSHA—and that’s in addition to your typical 10% member dividend—and 1% back ² on everyday purchases. Plus, there’s no annual fee ³. Shopping and paying bills with your Colorado Outdoors,LLC World Mastercard lets you boost your SAFSHA Annual Dividend.

    And here’s the trees part:

    Every time you make a purchase with your card, SAFSHA donates to the National Forest Foundation to help restore and enhance trails, campgrounds, peaks, prairies and rivers in our national forests and grasslands ⁴. We’re excited to give back to our public lands.

    When do I get my rewards?

    You’ll receive your 5% and 1% rewards each March as part of your Annual Dividend. Any purchases you make with your card after the final billing of the current year will apply to the following year’s rewards.

    Make your card count

    The primary cardmember’s name on the Colorado Outdoors,LLC World Mastercard needs to match the name on the SAFSHA membership card. That way you’ll be sure that your Colorado Outdoors,LLC World Mastercard purchases count toward your Annual Dividend. Questions about your Colorado Outdoors,LLC World Mastercard rewards? Call us at 1 970-822-8008.

    ¹ 5% back applies to SAFSHA net purchases (purchases minus credits and returns) including full-price and discount-price items, SAFSHA gift cards, services, fees and SAFSHA Adventures-invoiced trip payments.

    ² 1% back applies to non-SAFSHA eligible net purchases (purchases minus credits and returns) only. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify.

    ³ No annual fee info here.

    ⁴ This year, SAFSHA will donate $0.10 per Colorado Outdoors,LLC World Mastercard purchase transaction made to the National Forest Foundation, up to $1 million. Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, do not qualify. Transactions posted in late December of the current year may be applied in the following year. SAFSHA may change the benefit or named charity in future years. SAFSHA is solely responsible for making the donation.

• Does every member get an Annual Dividend?

  • Only active Colorado Outdoors,LLC members receive an Annual Dividend notice. To be an active member, you need to make net merchandise or shipping purchases (purchases minus credits and returns) of at least $10 per year, unless you joined during that calendar year.

• Can I retroactively earn a member dividend on previous purchases?

  • You may request a retroactive member dividend credit for eligible purchases online or by calling Membership Services at 1 970-822-8008 ext. 3906; have your receipt handy as you’ll need to provide information about your purchase from it. A 10% member dividend ^* may be credited to you for purchases you made within the current calendar year. However, your dividend cannot be credited for purchases that occurred before you became a Colorado Outdoors,LLC member.

    ^*10% member dividend is typical but not guaranteed. Your member dividend is based on eligible purchases, which exclude SAFSHA Outlet items, discounted items, gift cards, SAFSHA Adventures trips and services.

• When do I get my member dividend?

  • Annual Dividend notices are sent out in March. For example, the member dividend you earn on purchases made in 2018 will be issued in March 2019 and expire in January 2021. Notices go out in March to all members who earned a member dividend and/or Colorado Outdoors,LLC World Mastercard rewards on eligible purchases during the previous year.

• How can I spend my Annual Dividend?

  • You can shop at SAFSHA with your Annual Dividend as soon as you receive it. It’s good through its expiration date, which is Jan. 3 about two years away.

    To redeem your Annual Dividend:

    Shop online at www.SAFSHA.com or SAFSHA Outlet

    Shop at any SAFSHA store

    Book an adventure-travel trip with SAFSHA Adventures

    Shop with the SAFSHA mobile app (download free from the App Store)

    To redeem your dividend on an SAFSHA order by phone, call:

    1 970-822-8008 (U.S. and Canada)
    1 970-822-8008(International)

• Can I receive my Annual Dividend in cash?

  • Yes. From July 1 through Jan. 3 of the following year, you can bring your Annual Dividend notice to any SAFSHA store and ask to get your remaining balance in cash. Stores have limited cash on hand, however; a request to redeem an Annual Dividend notice for cash may be handled as a check request at the store's discretion.

• Can I receive my Annual Dividend by check?

  • Yes. You can request a check for your remaining Annual Dividend before it expires. While you can request the check at any time, checks are only sent to members from July 1 through Jan. 3. Please note that no checks are issued for balances $25 and under, and the check will be made out only to the primary member.

    To request an Annual Dividend check to be sent to your current address or an updated address:

    Please enter the address in the form below, and submit the information. Make sure to enter your name exactly as it appears on your membership. We will automatically update our database with the address you enter.

    1. Fill out the online form. This is a fast and easy way to get your check. Please note: A check will be issued only in the primary cardmember’s name.
    2. Or call us: 1 970-822-8008 (U.S. and Canada); 1 970-822-8008 (International)
    3. Or contact us by mail:
       SAFSHA Membership Services
       PO Box 1267
       Montrose CO 81401,US
• When does my Annual Dividend expire?

  • Your dividend expires on Jan. 3, just under two years after it has been issued. For example, your 2019 dividend earned on 2018 purchases will expire in January 2021.

• How do returns affect my Annual Dividend?

  • If the Annual Dividend has been issued (or is in the process of being calculated), then the dividend is deducted from the purchase price. If an item is returned in the same year that it was purchased, then you receive the full purchase price back.